Miami News

Good health insurance isn’t just for U.S. citizens

Immigrants can get help from the government to pay their monthly insurance bills to make having good health insurance a possibility

The healthcare system in the United States is different than many other countries. We don’t have universal coverage in this country, so it’s important for immigrants to understand what they need to do to keep themselves and their families healthy and protected from high medical bills with good health insurance.

Good Health Insurance Option

In the U.S., if you don’t receive insurance through your job, you can enroll in a plan through the Health Insurance Marketplace, sometimes called Obamacare. Health plans through the Marketplace are not just for U.S. citizens. People with many immigration statuses can sign up for health insurance and may even get help from the government to pay their monthly insurance bills.

Some of the kinds of immigrants who qualify to use the Health Insurance Marketplace are:

  • Green Card holders
  • Asylees
  • Refugees
  • Cuban and Haitian entrants
  • People with work or student visas
  • Victims of trafficking and their immediate families
  • Those with Temporary Protected Status (TPS)
  • Lawful temporary residents
  • And many other statuses can be found at healthcare.gov/immigrants

A licensed health insurance agent or navigator can help determine if you qualify for health insurance through the Marketplace and get help paying for it. Receiving financial assistance from the government to help lower your insurance costs (also known as a subsidy) will not negatively impact your immigration status and process. Public charge regulations were eliminated in March 2021.

If you have questions about good health insurance, financial assistance to help pay for it, or the Health Insurance Marketplace, check out GetCoveredFlorida.com.

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